Ephraim Ajijola

Dissertation Title

A Practical Approach to Fintech Regulation & Financial Stability in Canada

Dissertation Topic

Fintechs can bring about economic growth through improved and cost-efficient product/service offerings. Canada is recognised as arguably the strongest financial system in the world with commendable financial stability. Nonetheless, regulation/policy seems to consciously or otherwise stand in the way of increased fintech adoption. How then can financial regulation be adapted for significant fintech adoption without jeopardising Canada's financial stability so that fintechs can graduate from being just incumbent's backend-appendages to competing on a level-playing field with incumbents?


2013: Master of Laws - University of Warwick

2010: Nigerian Bar - Nigerian Law School

2009: Bachelor of Laws - Olabisi Onabanjo University

Teaching Experience

Teaching Assistant, Introduction to Business -Schulich School of Business, York University (2022-)

Graduate Assistant (Professor Tsvetanka Karagyozova) Department of Economics, York University (2022)

Teaching Assistant, Theories of Criminology- Department of Social Science, York University (2021)

Professional Experience

Team Lead & Senior Associate- (Olaniwun Ajayi LP, www.olaniwunajayi.net) 2014-2022

  • University of Warwick- Master of Laws (Distinction)